For months now I’ve been communicating with a loan broker about rates, plans, and such. I was pre-approved months ago. She rattled off prices and mortgage payments so I knew what price range I could consider.
Now it’s the 11th hour and the story changes.
The minimal review loan process has changed to a full review. She wanted to lie about my job title and income on the loan. I refused to lie, so now I might not get approved, which means no house..or get the house at a higher interest rate on a no doc loan. Why can’t people be up front about stuff instead of playing salesperson and saying what you want to hear until it’s too late to back out??? Why am I trying so hard to get a nice house in a good school district that now they say is out of my league? Maybe I just need to face facts and sell most of my furniture, rent an apartment, get rid of my dogs, sell my RX300 and get a Kia. Darn.
I pray. I cry a bit in private. I let go. I wait. I pack.